I - Rules
(see JITD, p. 22)
When attacking a figure with the Fear ability, the attacker must spend 1 power surge for every rank of Fear the figure possesses. If the attacker cannot spend enough surges to overcome the Fear ability, the attack automatically misses. Surges spent to overcome this ability are wasted and cannot be used to activate other abilities.
II - Reference
Heroes with the Fear ability: none.
Items granting the Fear ability: Deflect.